Terms and Conditions

Last Updated: April 3, 2026

These Terms and Conditions govern your use of the website and services provided by AssetGuard Inventory (“AssetGuard,” “we,” “us,” or “our”), a division of Milcero Business Solutions LLC.

These Terms and Conditions (“Terms”) govern your access to and use of the website www.assetguardinventory.com (the “Site”) operated by AssetGuard Inventory (“AssetGuard,” “we,” “us,” or “our”), as well as the provision of our professional home and business contents inventory services (the “Services”).

By accessing or using the Site, requesting a quote, or engaging our Services, you agree to be bound by these Terms. If you do not agree, please do not use the Site or our Services.

1. Our Services

AssetGuard provides inventory documentation services that include photographing, video recording, and listing the contents of homes and businesses for insurance documentation purposes. Our Services may be delivered in-person, virtually, or through a hybrid approach.

We strive to provide accurate and thorough documentation based on the information and access you provide. However, our Services are not formal appraisals, valuations, or guarantees of insurance coverage. We do not determine replacement cost values unless a separate appraisal add-on is agreed upon and performed by a qualified appraiser.

2. Eligibility and User Accounts

You must be at least 18 years old to use our Site or Services. By using them, you represent that you have the legal capacity to enter into these Terms.

If you create an account or submit information through the Site, you agree to provide accurate and complete information and to keep it updated.

3. Pricing, Payments, and Quotes

All quotes are estimates based on the information you provide. Final pricing depends on the size and complexity of your property (including square footage, number of rooms, garages, basements, outbuildings, and high-value or specialty items).

Payments are processed through secure third-party providers. We do not store full credit card information. Deposits or full payment may be required before Services begin, as specified in your quote or agreement.

4. Scheduling, Cancellations, and Refunds

Appointments must be scheduled in advance. We reserve the right to reschedule or cancel due to weather, safety concerns, or unforeseen circumstances.

Cancellation policy:

  • Cancellations made at least 48 hours before the scheduled service are eligible for a full refund of any deposit.

  • Cancellations within 48 hours may result in forfeiture of the deposit or a cancellation fee.

  • No-shows are non-refundable.

Refunds, if any, will be issued to the original payment method within 10 business days. We do not offer refunds for completed Services or delivered reports except in cases of our material breach.

5. Intellectual Property

All inventory reports, photographs, videos, lists, and other materials we create (“Inventory Materials”) are our copyrighted work. Upon full payment, we grant you a limited, non-exclusive, non-transferable license to use the Inventory Materials solely for your personal insurance, record-keeping, and tax purposes.

You may not reproduce, distribute, sell, or publicly display the Inventory Materials without our prior written consent. You retain ownership of your original property and any pre-existing materials you provide to us.

6. Confidentiality and Data Security

We treat all information you provide, including details about your property and its contents, as confidential. Please refer to our separate Privacy Policy for how we collect, use, and protect your data.

7. Limitation of Liability and Disclaimer of Warranties

Our Services are provided “as is” and “as available” without any warranties, express or implied, including warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.

We are not responsible for:

  • The outcome of any insurance claim

  • Any under-insurance, denial, or reduction of a claim by your insurance company

  • Losses resulting from incomplete information, limited access, or changes to your property after the inventory is completed

  • Any indirect, incidental, consequential, or punitive damages

To the fullest extent permitted by law, our total liability to you shall not exceed the amount you paid us for the specific Services giving rise to the claim.

8. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses (including attorney fees) arising from your misuse of the Site, your provision of inaccurate information, or your violation of these Terms.

9. Termination

We may terminate or suspend your access to the Site or Services at any time, with or without notice, for any reason, including breach of these Terms.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the state or federal courts located in Northampton County, Pennsylvania.

For New Jersey residents: Nothing in these Terms waives any rights or remedies you may have under the New Jersey Truth-in-Consumer Contract, Warranty and Notice Act (TCCWNA) or other applicable New Jersey consumer protection laws.

11. Changes to These Terms

We may update these Terms from time to time. We will post the revised version on the Site with an updated “Last Updated” date. Your continued use of the Site or Services after changes constitutes acceptance of the new Terms.

12. Contact Us

If you have questions about these Terms, please contact us at: AssetGuard Inventory 634 Hazen Street Roseto, PA Email: info@assetguardinventory.com Phone: 484-541-6089

By using our Site or Services, you acknowledge that you have read, understood, and agree to these Terms.